Insurance M&A Advisory
Sell Your Insurance Agency in Florida
Florida insurance agencies command strong valuations due to predictable commission revenue, high client retention, and aggressive PE-backed buyer demand. CBH Business Group structures insurance agency transactions to maximize the value of your book of business.
Request Confidential Valuation6x – 9x EBITDA
Typical Range
6–9 mo
Avg. Timeline
Confidential
NDA-Protected
Key Value Drivers
Book of business size and policy retention rate
Commission revenue stability and growth
Carrier and product line diversification
Commercial vs. personal lines mix
Management team depth and producer pipeline
Compliance history and licensing
Common Questions
Frequently Asked Questions
How much is my Florida insurance agency worth?
Florida insurance agencies typically trade at 6x–9x adjusted EBITDA or 1.5x–2.5x annual revenue, depending on retention rates, commission stream stability, carrier mix, and management depth. Agencies with strong commercial lines and diversified carrier relationships command premium multiples.
Who buys insurance agencies in Florida?
Private equity-backed insurance aggregators are the most active buyers, followed by regional carriers seeking distribution, strategic acquirers building geographic coverage, and large independent agencies expanding through acquisition. Florida is one of the most active insurance M&A markets in the U.S.
How is an insurance agency valued for sale?
Insurance agencies are typically valued on a multiple of EBITDA or as a percentage of annualized revenue. Key factors include policy retention rate, renewal commission stream, carrier diversification, commercial vs. personal lines mix, and management team independence.
Do I need to stay involved after selling my insurance agency?
Most insurance agency acquisitions include a transition period of 12–36 months. Some buyers require longer retention, especially if key relationships are owner-held. Deal structure (salary, earnout, rollover equity) can accommodate various retention arrangements.
Ready to Explore Your Options?
Every conversation is confidential. No obligation.
Schedule Advisory Consultation